Housing for non-profit workers does not seem to be represented in this paper, but union housing, or permanently affordable housing is. And hence, I suggest worth reading.
The paper from 1996 usefully describes experiences with Community Land Trusts in urban areas and Mutual Homes Association (which I have loved since discovering Richmond’s successful Atchison Village).
This paper brings context to those working on a “third sector” (not public housing, or for-profit housing).
I liked this paper because it gave real examples of success and failures and tried to draw conclusions and trends. Unfortunately, most of the groups they studied were under 10 years old. I hope they update this study, or if anyone knows of an update, I would like to see it. Unvarnished experience is valuable.
The city and county of San Francisco is a very wealthy institution. About 10 years ago, their second largest asset class, their collection of Asian art, was valued at $4 billion. The largest asset class was their land holdings. For the last 10 years, it has seemed to me that there is a huge opportunity for affordable housing here. By selling or leveraging some of those assets, and by also creating a municipal Bank of San Francisco that would hold the $5-10+ billion in annual budget funds now benefiting some mega-bank (it used to be Bank of America), the city could create a multi-billion dollar endowment for affordable housing and supportive housing for the homeless. It could be administered by NGOs that operate similar to the ones described in this paper. Teachers, police, firefighters, etc. who work in the city, as well as the homeless and the poorest, could be given priority for the opportunity to own their own homes. It could also be used to create more rental housing, and to support middle class residents, who currently have no hope of owning in the city, to own their own homes.
I think this situation is common to many other communities – the tremendous wealth of our communities and institutions is not being leveraged for the common good, and no one is talking about it.