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Tag Archives: debt-free housing
Creating Free and Open Societies
Creating Free and Open Societies From Free and Open Source Software, to Non-profit High-tech Organizations, to Debt-free Affordable Housing Brewster Kahle, the club, May 12, 2014, cc-by v3 msword pdf tl;dr summary: Public Licenses Rule (in software and … Continue reading
Posted in Housing, Uncategorized
Tagged club paper, debt-free housing, free software, non-profit, open source
10 Comments
Affordable Apartment Building for Non-Profit Workers– the first Foundation House
We now have it! A new non-profit now owns an apartment building in the central Richmond district of San Francisco. The mission of the Foundation House is to create affordable housing for people that work in non-profits– in … Continue reading
Posted in Housing, Uncategorized
Tagged debt-free housing, foundation house, foundation housing, Housing
7 Comments
Purchasing the first “Foundation House”– Debt-Free Housing Experiment is Starting!
We are purchasing the first apartment building to be a “Foundation House” in San Francisco! (More details on the building). This is a form of Endowment for non-profits in the form of usable housing and real estate investment rather than … Continue reading
Posted in Uncategorized
Tagged debt-free housing, Housing, non-profit workers, public benefit
8 Comments
Is there a way to decrease total debt?
“Spend less, save more” is the advice for the individual to decrease debt, but what about thinking system-wide? What does it take to have less total debt in society? Counter-intuitively, the key to having less total debt is to have … Continue reading
Posted in Uncategorized
Tagged credit, debt, debt-free housing
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Non-Financial Endowments for Public-Benefit Organizations?
I would like to help the Internet Archive thrive for very long time. An endowment is one tool, but financial endowments have some issues, so what about exploring non-cash endowments? Non-financial endowments, if done correctly, appears to create longer term … Continue reading
Posted in Uncategorized
Tagged debt-free housing, endowment, Food, public benefit
Comments Off on Non-Financial Endowments for Public-Benefit Organizations?
Summary of the Debt-Free Housing for Public Benefit Workers Idea, and Responses to Critiques
Summary: (for full idea and footnotes, please see http://brewster.kahle.org/2012/01/19/debt-free-housing-for-public-benefit-workers-2/ ) With a long-term mindset, we can cost-effectively and permanently decrease the rent on apartments 75% for the people that work in public-benefit non-profit organizations. This can improve social services by … Continue reading
Posted in Uncategorized
Tagged debt-free housing, Housing, non-profit workers, public benefit
2 Comments
Debt-Free Housing for Public-Benefit Workers
Brewster Kahle January 9, 2012 On archive.org. The largest single expense for the staff of the Internet Archive is housing, as this paper will show the majority of the cost of housing goes to debt service (either directly through mortgage, … Continue reading
Posted in Housing
Tagged debt-free housing, foundation house, foundation housing, Housing, non-profit workers, public benefit
5 Comments
Structural Problem with our Mortgage-based Home-ownership System
Unfortunately, as long as US homes are largely purchased with 30-year mortgages, we are going to see large price swings for houses as interest rates swing, and bail-outs are likely every time interest rates go up unless it goes up … Continue reading
Debt-free Housing for Public-Benefit Workers
A growing number of non-profit organizations are appearing to solve all sorts of public benefit missions from health, education, assistance for the less fortunate. Those that decide to work in these non-profit organizations often forgo some of the financial rewards … Continue reading
Really Owning our Homes: Home/Land Security
What if most people owned their homes free and clear, in other words, debt free? If we were renting, what if the rent were less than 1/2 of what it currently is because we only paid for upkeep and taxes, … Continue reading
Posted in Uncategorized
Tagged debt-free housing, Housing, mortgage
Comments Off on Really Owning our Homes: Home/Land Security